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quickpaid launches “Invoice+”: Game-Changing ‘Pay Later’ Option for B2B Invoicing

Wiesbaden, July 2025 – quickpaid, a fintech solution by A.B.S. Global Factoring AG, is redefining B2B payments with the launch of Invoice+, a simple yet powerful “Buy Now, Pay Later” (BNPL) feature for business invoices. Companies can now add a web link or QR code to their outgoing invoices, enabling customers to delay payments by 60, 90 or 120 days — while the supplier receives 100% of the invoice amount instantly.

Market background: Late B2B payments are the norm

The timing couldn’t be more relevant. According to the Atradius Payment Practices Barometer 2025, 47% of B2B sales in Germany are made on credit, with average payment terms of 60 days. Alarmingly, 57% of those invoices are reported overdue. The main causes cited: liquidity issues, macroeconomic pressures, operational constraints, and supply chain disruptions.

How it works: ‘Buy Now, Pay Later’ directly on the invoice

  • Plug & play – No ERP or system integration required.

  • Instant liquidity – Suppliers get paid upfront by quickpaid.

  • Risk-free – quickpaid assumes the full payment risk.

  • Customer-friendly – Buyers choose their preferred payment timeline and bear the financing cost.

Mayur Totla, CEO quickpaid:

“Our goal with Invoice+ is to bring liquidity right to the invoice. Instead of chasing payments, suppliers can now offer more flexible terms, close deals faster, and still have full cash flow certainty. It’s not just financing – it’s embedded growth acceleration.”

Technology highlight: Real-time credit checks within seconds

At the core of the product is a proprietary real-time credit engine that evaluates the buyer’s creditworthiness and instantly approves or declines the limit—completely automated.

“Over 90% of companies still send invoices as PDF attachments,” adds Totla. “We see this as a huge opportunity. By embedding a payment option directly into the invoice, companies actively integrate financing into their sales cycle. It’s a win-win—buyers gain flexibility, sellers gain security.”

About quickpaid

quickpaid is the digital financing solution of A.B.S. Global Factoring AG, Germany’s largest private, independent provider of full-service factoring. With over €3.5 billion financed annually, the A.B.S. Group supports SMEs across Germany, Austria, Switzerland, Slovenia, Poland and the Nordics. Founded in 1996 and headquartered in Wiesbaden, A.B.S. Global Factoring AG delivers smart liquidity solutions with a strong focus on innovation, speed, and customer empowerment.