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Secure supplier cash discount OR pay later? Both are possible with quickpaid
Get a cash discount – and still pay later? What sounds like a contradiction has long been a reality with quickpaid. Because with digital purchase financing , companies benefit twice: they receive the discount for paying the supplier quickly – and still choose to pay later for the invoice by up to 120 days.
Cash discount - small percentage, big effect
Many suppliers offer a 2-3% discount for payment within 10 days. For companies with many orders, this means
📊 Example invoice:
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Invoice amount: €10,000
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Discount: 3% for payment within 10 days
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Savings: €300 per invoice
-
For 20 orders per month: €6,000 savings
The problem: The invoice has to be paid quickly to take advantage of the discount – often at a time when your own liquidity is already burdened by other expenses.
Payment term - convenient for liquidity, but without discount
Whoever uses the regular payment term of 30 days, for example, gains liquidity leeway – but forgoes the discount advantage. For many companies, this raises the question:
Liquidity or discount?
With quickpaid, the answer is: Both.
The solution: secure a discount + pay later
With quickpaid, you pay your suppliers on time within the discount period – and choose yourself when you pay the invoice back to quickpaid.
✔️ You secure the discount advantage
✔️ Your supplier is paid on time
✔️ You gain 20 days payment term for your own liquidity
| Option | Payment Day | Effective Amount | Discount Savings | Effective Annual Interest |
|---|---|---|---|---|
| Direct payment with discount | Day 10 | €9,700 | ✅ 3% (€300) | – |
| Payment without discount | Day 30 | €10,000 | ❌ no discount | ~22% p.a. |
| Payment with quickpaid (discount + 60 days term) |
Day 90 | €10,030 | ✅ 3% secured | ~13.6% p.a. |
Why many companies opt for quickpaid
- Immediate payment processing – we pay your supplier directly
- Full flexibility – choose your individual payment term
- No credit line necessary – quickpaid is independent of your house bank
- More negotiating power – stronger position vis-à-vis suppliers
- No obligation to tender – then extend payment terms if necessary
- Fast processing – one-off registration and flexible utilisation of the quickpaid financing framework
- Product of A.B.S. Global Factoring AG, a financial services provider with 30 years of experience and a deep understanding of SMEs
Your strategic purchasing advantage starts now
With quickpaid, you combine a smart purchasing strategy and financial sovereignty:
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Buy more cheaply with a discount
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Maintain liquidity by paying later
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Accelerate purchasing processes
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Act more independently of banks or credit lines
💡 Particularly attractive for companies with high inventory levels, seasonal peaks or scaling targets.
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