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Finance purchases in seasonal business - with liquidity at the right time

After a period of low sales comes a surge in demand – and suddenly stock has to be replenished, special promotions organized or large orders accepted. But what to do when the cash register is tight?

Why seasonal peaks put a strain on your liquidity

Whether it’s e-commerce, textiles, food, agriculture or construction – many industries thrive on seasonal sales peaks . The problem: Purchases often have to be paid for well in advance of sales.

Typical challenges:

  • Capital is tied up in inventory

  • Discount deadlines are missed

  • Customers pay with a delay

  • Interim financing becomes necessary

With quickpaid, you can pay your supplier invoices immediately and plan repayments flexibly – without talking to the bank.

Temporary purchase - how quickpaid works

  1. You buy goods from your supplier
  2. quickpaid pays the invoice directly
  3. You choose a payment term of 30, 60, 90 or 120 days
  4. Your liquidity is protected – you pay quickpaid later

Tip: quickpaid is ideal for cyclical purchasing, early purchase discounts and special conditions for large quantities.

Your benefits at a glance

  • Immediate payment to suppliers – no bottlenecks
  • Individual payment terms of up to 120 days
  • Utilization of cash discount + purchasing leeway
  • More predictable seasonal promotions
  • Higher reaction speed in the event of surges in demand

quickpaid is 100% digital and ready to go within minutes .

Practical example: Increased sales through smart purchasing financing

A nursery wants to purchase seedlings and fertilizer for €25,000 before the start of spring. However, customer payments won’t arrive until May.

With quickpaid:

  • The purchase is paid immediately

  • The nursery pays in 90 days – ie after the majority of the sale

  • Revenue increases, liquidity remains protected

Remain capable of acting when it counts

In seasonal business, success is often decided by a few weeks. If you buy too late or order too little, you lose sales and market share.

With quickpaid, you act when it counts – not just when the money is there.